Living outside the United States doesn’t necessarily mean you’ve left your financial obligations behind. If you’re an American expat struggling with unmanageable debt, credit cards, medical bills, a failed business, or personal loans, you may be...
For many home and business owners, a short sale can provide a path out of overwhelming debt while avoiding a burdensome foreclosure process. However, there are numerous risks and issues to look out for when pursuing such a transaction. You should speak with our short...
Foreclosure is one of the most stressful experiences a homeowner can face. If you are behind on mortgage payments or receiving notices from your lender, you may be wondering whether it is the right time to speak with a foreclosure defense attorney. Many homeowners...
Real estate contracts are among the most important and cost-intensive documents we sign. They often determine our ownership rights over a residence or business where we intend to live or work indefinitely. With such high stakes, it’s no wonder that many individuals...
When filing for Chapter 13 bankruptcy, you should always work with a skilled lawyer to minimize issues. However, because you are working to eliminate your debts with a payment plan, you may wonder, “When are attorney fees received in Chapter 13 bankruptcy?” While you...
After losing a loved one, going through the legal process of settling an estate can feel overwhelming. In Washington, the court-supervised method of probating a will and distributing assets can involve complex filings, strict deadlines, and liabilities for the person...
Individuals may qualify for Chapter 7 or Chapter 13 bankruptcy depending on their debt. Qualifying for consumer bankruptcy protection is an individual determination based on the requirements of federal bankruptcy laws. We know that overwhelming debt can creep up on...
When people think about bankruptcy, they often picture someone younger who has lost a job or accumulated large amounts of debt over time. But in recent years, more seniors have been facing serious financial pressure during retirement. So, an important question comes...
As 2026 begins, many Washington homeowners, particularly in the Seattle metro area, are entering the year with uncertainty around their mortgages. Foreclosure risk rarely appears overnight. More often, it develops gradually as housing costs remain elevated, temporary...
Can I Keep My Car If I File Bankruptcy in Washington? The thought of filing bankruptcy is stressful enough, wondering if you’ll lose your car on top of that can feel overwhelming. For many Washington residents, a vehicle isn’t a luxury; it’s how you get to work, take...
Hi, Richard here.
Book a time on my calendar to receive a calendar invite along the option to schedule a Phone, Office or Zoom consultation.
You may also fill out the contact form to get in touch and get a copy of my free e-book Guide to Living Debt Free in Washington State, Bankruptcy and Other Alternatives.