Consumer Bankruptcy Law - Symmes Law Group

Where Can I Find An Experienced Consumer Bankruptcy Attorney in Seattle, Washington?

Consumer Bankruptcy Attorney in SeattleSymmes Law Group, PLLC handles all matters related to consumer bankruptcy filings, including protection under Chapter 7 and Chapter 13 of the United States Bankruptcy Code.

The U.S. Bankruptcy code was created to help good people get a fresh start in times of need and unforeseen circumstances. The truth is anyone can find themselves in a dire financial situation. All it takes is an unforeseen illness, a layoff from work, or any kind of circumstance in which a person does not foresee themselves ever being able to pay back a debt. At the Symmes Law Group we believe in second chances, call 206-682-7975 now to schedule a free initial consultation with a bankruptcy attorney today to discuss your options.

Explanation from a Seattle Bankruptcy Attorney

When you come in for an initial free bankruptcy consultation a bankruptcy attorney will determine whether you qualify to have all your debts discharged through a chapter 7 bankruptcy. If you qualify to file under Chapter 7 of the bankruptcy code, we focus on ensuring that you receive a full bankruptcy discharge of your eligible dischargeable debts and that you keep all of your exempt assets. In Washington state, debtors may choose to use state or federal exemptions and your bankruptcy lawyer will discuss which option is best for you. In most circumstances, clients are able to keep all of their assets after filing bankruptcy. If we determine that your only option is to file under Chapter 13 of the bankruptcy code, a bankruptcy attorney will prepare and get approval of a repayment plan from the bankruptcy court. For our Chapter 13 clients, we place our focus on creating a plan that is both realistic and manageable for the long term.

If you have received threatening phone calls and letters from debt collectors or have been served with a summons and complaint related to debt collections, your most significant asset may be your current income and/or future earnings. Filing for bankruptcy will prevent creditors from garnishing your future wages as soon as your petition is filed, even if the creditor has taken legal action against you. Additionally, filing for bankruptcy will delay or completely stop any foreclosure actions being taken on your home while possibly making you eligible to strip a second mortgage and discharge that debt entirely.

Who Qualifies to File for Bankruptcy?

You may have come to this web site because you are uncertain whether you qualify to declare bankruptcy under the bankruptcy code. Our bankruptcy lawyers stay up to date on new developments in bankruptcy law and are members of the National Association of Consumer Bankruptcy Attorneys, Washington State consumer bankruptcy law section and the King County Bar Association Consumer Bankruptcy Law Section. A Bankruptcy attorney will advise you of your options under the Bankruptcy Code at no cost during your initial consultation.

It is our goal to ensure that every one of our clients gets a second chance through successfully obtaining a discharge or reorganization of debt in your bankruptcy case. We accomplish this goal by conducting a careful interview with our clients followed by an extensive bankruptcy questionnaire and supporting documentation request. By the time a client receives their bankruptcy discharge or has their payment plan approved by the court, they feel relieved that they are on their way to financial freedom. We do not take on more cases than we can handle and our clients can always count on an lawyer to respond to their questions in a timely fashion.

Contact us for a free in-office bankruptcy consultation. We are a debt relief agency and help people obtain financial relief by filing for personal bankruptcy under Chapter 7 and Chapter 13 of the U.S. Bankruptcy Code.


Latest Seattle Bankruptcy Related News:

How Can Bankruptcy Benefit Real Estate Investors and Consumers? (4/19/2019)- Last week attorney Richard Symmes had the opportunity to be on one of our favorite podcasts for real estate investing, the Seattle Investors Club Podcast. In the episode you will learn about attorney Richard Symmes’ background and experience in bankruptcy
How Do I Rebuild My Credit After Filing Bankruptcy? (3/31/2019)- If you are considering filing for bankruptcy or you have recently filed for bankruptcy, you may be wondering, how do I rebuild my credit after filing for bankruptcy? Like most consumers, you may assume that filing bankruptcy will completely destroy
What are Possible Remedies for An Unlawful Foreclosure? (3/2/2019)- If your home has been foreclosed upon, you may be looking for possible remedies for what you may consider an unlawful foreclosure. In Washington state most foreclosure sales have to go through the Washington state non judicial foreclosure process. It
Can I Qualify for a Home Loan with a Low Credit Score? (2/3/2019)- The short answer is yes you can qualify for a home loan with a low credit score, but the higher the credit score the lower your interest rate on the loan will be, which will determine which programs you qualify
How Long After Bankruptcy Can I Buy A House? (11/14/2018)-   If you are wondering how long after bankruptcy can I buy a house? You are not alone.  Getting a mortgage after bankruptcy can seem to be a never-ending process. However, with the assistance of our mortgage experts, you can
What Happens After Filing Bankruptcy? (9/28/2018)- One of the most common questions that I am asked as a Seattle bankruptcy attorney is what happens after filing bankruptcy?  This is a loaded question and how things transpire after filing bankruptcy will depend on each case individually however
Should I Use National Debt Relief to Settle My Debts? (7/8/2018)- In my debt relief practice I am coming across more and more consumers who have used National Debt Relief to help them manage their debts and negotiate settlements on their behalf, only to regret the decision to sign up with
How Can You Sell Your House Before it is Foreclosed On? (5/26/2018)- If you are suffering from financial hardship and facing home foreclosure, you may be able to sell your house before it is foreclosed on in order to avoid having a foreclosure sale report on your credit report and walk away

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