What Are Common Questions asked at a Bankruptcy 341 Meeting?
Washington State Bankruptcy clients often want to know what kinds of questions they will be asked at the required court meeting with the bankruptcy trustee which is called “the meeting of creditors”. The meeting usually takes place about 4 weeks after the bankruptcy case was filed. Usually a bankruptcy trustee will ask a debtor about their assets as well as the required questions below.
If you have additional questions about what to expect at your 341 meeting of creditors feel free to give Symmes Law Group a call at 206-682-7975
Common Questions asked at bankruptcy 341 meeting
1. State your name and current address for the record.
2. Please provide your picture ID and social security number card for review.
a. If the documents are in agreement with the § 341(a) meeting notice, a suggested
statement for the record is:
“I have viewed the original state of ________ drivers license (or
other type of original photo ID) and original social security card
(or other original document used for proof) and they match the
name and social security number on the § 341 (a) meeting notice.”
b. If the documents are not in agreement with the 341(a) meeting notice, a suggested
statement for the record is:
“I have viewed the original social security card (or other original
document used for proof) and the number does not match the
number on the § 341(a) meeting notice. I have instructed the
debtor (or debtor’s counsel) to submit to the court an amended
verified statement by [date], with notice of the correct number to
all creditors, the United States Trustee, and the trustee, and to file
with the court a redacted copy of the notice, showing only the last
four digits of the social security number, and a certificate of
c. When the documents do not match the petition, the trustee shall attempt to
ascertain why, and shall report the matter to the United States Trustee.
d. If the debtor did not bring proof of identity and social security number, the trustee
shall determine why.
3. Did you sign the petition, schedules, statements, and related documents and is the
signature your own? Did you read the petition, schedules, statements, and related
documents before you signed them?
These statements/questions are required. The trustee shall ensure the debtor answers the
substance of each of the questions on the record. The trustee may exercise discretion and judgment in
varying the wording of the statements/questions, if the substance of the questions is covered.
4. Are you personally familiar with the information contained in the petition, schedules,
statements and related documents? To the best of your knowledge, is the information
contained in the petition, schedules, statements, and related documents true and correct?
Are there any errors or omissions to bring to my attention at this time?
5. Are all of your assets identified on the schedules? Have you listed all of your creditors
on the schedules?
6. Have you previously filed bankruptcy? (If so, the trustee must obtain the case number
and the discharge information to determine the debtor(s) discharge eligibility.)
7. What is the address of your current employer?
8. Is the copy of the tax return you provided a true copy of the most recent tax return you
9. Do you have a domestic support obligation? To whom? Please provide to me the
claimant’s address and telephone number, but do not state it on the record.
10. Have you read the Bankruptcy Information Sheet provided by the United States