Bankruptcy Law - Symmes Law Group
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“Seattle Bankruptcy Attorney Who Gets Debt Relief Fast”

When times are tough and you’re struggling to pay your bills, choosing to work with a local Washington State law firm that has helped hundreds of people can make all of the difference. Symmes Law Group helps people just like you who are feeling the financial burden of their growing debt and are looking for answers.

Help Is On The Way

Seattle bankruptcy lawyer Richard J. Symmes has filed hundreds of bankruptcy petitions, saved numerous homes from the brink of foreclosure, and assisted consumers in the settlement of numerous debts and now you can benefit from the years of experience Symmes Law Group has in dealing with creditors, debt collectors, and big banks who want to garnish your wages or foreclose on your home.

When you hire a great debt relief attorney you will instantly feel at ease in knowing that you have an expert in your corner who can answer all of your questions and make sure you are being taken care of. Symmes Law Group strives to offer unparalleled personal service to help keep you sleeping well at night.

During your free initial consultation, all of your questions and concerns can be addressed and you will learn if you are a good candidate for chapter 7 or chapter 13 bankruptcy or whether the Washington State Foreclosure Fairness mediation or debt settlement makes more sense. If there are other matters in which you need assistance with involving credit repair, business or trademarks, we can help you out with those questions as well.

Initial Chapter 7 and Chapter 13 Bankruptcy Consultation

How Do I Get Started?

It’s easy to get started, just call us right now at 206-682-7975 or submit your information to us on our contact form to schedule your FREE INITIAL CONSULTATION and learn about what options are available to you.

Don’t wait to call. Your consultation is free and even if you don’t plan on taking action immediately it is a good idea to start planning your next moves prior to seeking professional help as your actions now could affect whether you qualify for a specific course of action at a later date.


Chapter 7 bankruptcy is known as the “fresh start” bankruptcy because it allows debtors to eliminate most if not all of their unsecured debt, including credit cards, medical bills, and payday loans, while stopping garnishments and foreclosures. In essence, it allows a debtor to get a fresh start and begin rebuilding credit immediately. In most cases you get to retain all of your assets. Read more here…
A chapter 13 bankruptcy allows you to file a 3-5 year repayment plan that will be overseen by the Chapter 13 trustee in which you will pay off all or part of your debts from your future income. You can use Chapter 13 to prevent a house foreclosure, pay back taxes, make up missed car and mortgage payments, stop interest from accruing on your tax debt (including Washington State, or Federal taxes), and keep non-exempt property. Read more here…
Debt settlement is an alternative to bankruptcy in which attorney Richard Symmes will negotiate with your creditors and settle your unsecured credit card debts for on average between 20%-60% less than what you owe. People who consider debt settlement either don’t qualify or want to file for bankruptcy for various reasons or they have funds available in which to negotiate with their creditors for a lump sum payment. Read more here…

Latest News on the Symmes Law Group Bankruptcy Blog

What Options are Available When Dealing with Tax Debt? (10/21/2016) - A common question that consumers often want an answer too is what options are available when dealing with tax debt?  Tax debt can come in several varieties such as State tax debt, B&O taxes, payroll taxes from a business and
How Many Times Can I File Bankruptcy? (9/24/2016) - One of the most popular questions potential debtors want to know is how often they can file bankruptcy.  What potential debtors should be asking is, “how many times can I file for bankruptcy AND receive a bankruptcy discharge”.  You see
How Will Home Loan Modifications Be Approved in the Future? (8/4/2016) - With the expiration of the federal loan modification programs Home Affordable Modification Program (HAMP) and Home Affordable Refinance Program (HARP) expiring at the end of 2016, how will loan modifications be approved in the future?  I had the chance to
10 Things You Need to Know If You Have A Civil Judgment Entered Against You (7/15/2016) - Quite often I receive frantic phone calls from consumers stating that a civil judgment has been entered against them and now they want to know what their options are.  So what exactly does it mean when a civil judgment is
How You Can Use the Fair Debt Collection Practices Act (FDCPA) To Stop Debt Collectors From Harassing You (5/9/2016) - The Fair Debt Collection practices Act, (FDCPA) 15 U.S.C. § 1692, is a federal law that can protect consumers like you from being harassed by debt collectors, you just need to educate yourself and know your rights to be able to use the
13 Facts You Need To Know about How Chapter 13 Bankruptcy Can Help You Be Debt Free! (4/9/2016) - When most people first learn of chapter 13 bankruptcy they have a lot of questions about what the process is like, what to expect and whether it is right for them.  Here are 13 facts you need to know about
Do I Have To Pass The Means Test To File For Bankruptcy? (3/5/2016) - If you have been researching filing for bankruptcy and whether it is right for you, you probably are wondering what the heck is the means test and do I need to pass it?  Above you can listen to a candid
Who Is Patenaude & Felix and Why Are they Suing Me? (2/8/2016) - Patenaude & Felix is a debt collection law firm based in San Diego, California. The law firm has attorneys licensed in many states, including Washington state, which allows them to file debt collection lawsuits on behalf of creditors throughout the country.  Most employees of this

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