Chapter 7 Bankruptcy Lawyers

     The Seattle bankruptcy attorneys at Symmes Law Group can assist you in filing for for chapter 7 bankruptcy. Chapter 7 of the United States Bankruptcy code is known as the “fresh start” bankruptcy which allows debtors to discharge most if not all of their unsecured debt, including credit cards, medical bills, and payday loans. In essence, it allows a debtor to get a fresh start and begin rebuilding credit immediately. For some clients their credit actually improves due to filing bankruptcy now that they are able to make payments on their debts. Additionally, in most cases you may keep your vehicle and home if there is not excess equity above state and federal exemption law.

    Figuring out whether you qualify for a chapter 7 bankruptcy will be determined by your family’s income and household size among other considerations. During your free initial consultation a Seattle bankruptcy attorney they will determine whether you will be able to file and qualify for a chapter 7 bankruptcy. We must collect our attorney fees up front to avoid the fees being discharged in the bankruptcy, however we do offer convenient payment plans which allow you to retain a Seattle bankruptcy lawyer and stop all calls from creditors. When you have paid your entire legal fee a bankruptcy attorney will start work on your bankruptcy petition in preparation for filing. Once we file your case, the automatic stay period will begin. The automatic stay is part of federal bankruptcy law which says that creditors may not collect on debts without first getting relief from automatic stay from the bankruptcy court which is rare. This means that after we file your bankruptcy petition we can stop wage garnishments and harassing phone calls. Our fees are affordable and based on whether you are filing a single or joint petition with a spouse and how much debt you are seeking to discharge. Call our Seattle bankruptcy lawyers today at 206-390-9451 to schedule your free initial consultation to learn more.

For answers to clients most commonly asked questions about chapter 7 bankruptcy please visit our Chapter 7 Bankruptcy FAQ.