Symmes Law Group Now Offering Credit Repair Services!
One of the most common questions that debtors ask me during initial consultations when considering filing for bankruptcy is “What will happen to my credit score and how can I rebuild it?” While it is true filing bankruptcy may cause your credit score to drop, it is also true that you can rebuild your credit starting immediately after filing for bankruptcy. A chapter 7 bankruptcy may stay on your credit for 10 years after filing, while a chapter 13 bankruptcy filing can stay on your credit for 7-10 years.
Starting today debtors who have received a bankruptcy discharge, approximately 90 days after your case was filed, are now eligible for our new Seattle credit repair program which comes with a money back guarantee that your credit scores will increase. This program will cause the credit reporting agencies to review and verify all of your debts that may be disputed, which in turn will result in your credit scores going up. Why? Because most credit card companies or even bankruptcy courts will be too busy to respond to the verification requests and under the Fair Credit Reporting Act (FCRA) the blemishes on your credit report must be removed if they cannot be validated.
This program may be applied to as many debts on your credit report as you wish and may even result in having your bankruptcy filing removed as long as you received a discharge and your case has been closed. For best results, debtors should stay in the program for at least 210 days so that the verification requests can be made and processed. In my experience, credit scores can go up after the first couple of months but sometimes additional validation request are needed for best results. A credit repair attorney can advise you whether this program would be a good idea for your situation.
If you have additional questions please contact Symmes Law Group at 206-682-7975 to see if you are a candidate for credit repair.